September 14, 2008
- Homeowners Insurance: Are You Sure You're Covered?
Homeowners Insurance: Are You Sure You're Covered?
Being smack dab in the middle of the peak of the Atlantic hurricane season tends to make us all think about homeowner's insurance. What's the most important thing you need to know about your homeowners insurance? The answer: What it does — and doesn't — cover.
The list may not [...]
August 10, 2008
- Homeowners Insurance: Tips for Reducing Your Premium
Homeowners Insurance: Tips for Reducing Your Premium
With prices for just about everything fluctuating (mostly in the upward direction) lately, people everywhere are looking to save money where ever they can. A good place to start is with your homeowner's insurance policy.
In spite of our economy, home values have increased over the past 5-15 years. Many [...]
July 25, 2008
- Green Homeowner's Insurance?
Green Homeowner's Insurance?
Fireman’s Fund Insurance Company – the nation’s first provider of green insurance for commercial buildings – will launch green insurance for homeowners starting this summer.
This is the first-ever admitted green insurance available to homeowners in the United States. Setting a new standard, Fireman’s Fund is offering this innovative product to homeowners who currently [...]
June 30, 2008
- Is Anywhere Totally Safe from Disasters?
Is Anywhere Totally Safe from Disasters?
This is a question worth answering no matter where you live. People in some parts of the country are highly susceptible to hurricanes, while others face virtually no risk from them. Some live with the risk of earthquakes, others do not.
Recent flooding that swamped parts of the Midwest, including Indiana, [...]
June 15, 2008
- Homeowner's Insurance: Ways to Save Money
Homeowner's Insurance: Ways to Save Money
Insurance may be necessary, but it doesn't have to be expensive. Our money reporter Stacy Johnson is constantly giving us ways to save money. Today he explores how to do it when it comes to your homeowner's insurance. (Video runs 1:18)
If you have a comment or question about this video, [...]
June 2, 2008
- Hurricane Season: Make Sure You're Covered
Hurricane Season: Make Sure You're Covered
Hurricane season is upon us once more, which means greater potential for flooding and/or flood damage to your home. It doesn’t matter where you live, flooding can occur almost anywhere. If you live along the coast or near a body of water, particularly, protection against and preparation for this type [...]
May 4, 2008
- Homeowner's Insurance: When NOT to File a Claim
Homeowner's Insurance: When NOT to File a Claim
In some cases, filing a claim against your homeowner's insurance is just not worth it. In addition to getting socked with higher premiums, you could find it harder to get coverage later.
The big question is, when should make an insurance claim, and when is best not to?
Unfortunately, there [...]
April 18, 2008
- Renter's Insurance: Why You Need It
Renter's Insurance: Why You Need It
So you're renting a house or condominium, and think the owner of the property has insurance, why would you need any?
The homeowner's property insurance policy that covers the physical dwelling you live in does not cover your possessions inside of the building. A renter's insurance policy (also known as [...]
February 18, 2008
- Remodeling Your Insurance After Remodeling Your Home
Remodeling Your Insurance After Remodeling Your Home
The benefits of renovating your home make the expense an intelligent investment, but protecting that investment is paramount. That’s why you should consider remodeling your homeowners insurance as well.
Renovations often result in homeowners insurance coverage shortfalls in two areas: dwelling protection—which involves structural improvements to your home—and personal property [...]
January 8, 2008
- Term Life Insurance for New Homeowners
Term Life Insurance for New Homeowners
Buying term life insurance for your family is a great gift that you can offer them by allowing them to continue to live in your beautiful new home, even if you should happen to pass away unexpectedly before the mortgage is paid off.
Buying a home can be an extremely tedious, [...]
December 29, 2007
- Eliminating PMI
Eliminating PMI
You have to insure your home. But do you really have to insure that mortgage too? It's called private mortgage insurance, and according to money expert Stacy Johnson, for many people, it's expensive and unnecessary. Watch the short video (1:24) and tell us what you think.
Leave us your comment below by clicking the "Comments" [...]
November 27, 2007
- Saving Money on Homeowner Insurance
Saving Money on Homeowner Insurance
Insurance may be necessary, but it doesn't have to be expensive. Stacy Johnson brings you a way to save on homeowner's insurance.
If you have any questions about how to save money on your homeowner's insurance, leave your question below by clicking on the comment link. Your Email Address, although needed to send us [...]
November 19, 2007
- Should You Insure Your Landscaping?
Should You Insure Your Landscaping?
You've bought a house and insured the structure, the furniture and your most prized possessions. Should you also insure your trees and shrubs?
Check your homeowner's policy. You'll probably find that coverage for your landscape is quite limited. Most basic homeowner's policies pay a certain percentage, say 5%, of the total coverage [...]
October 18, 2007
- Low Cost Home Insurance
Low Cost Home Insurance
Most every homeowner agrees that a reliable home insurance policy is a priority. We present a few ways on how to obtain sufficient homeowner's insurance without spending a fortune.
1. It always pays to spend some time shopping around. The easiest way is to access the Internet and check different rates [...]
September 30, 2007
- Floods Are Not Covered
Floods Are Not Covered
Most people know this, or at least SHOULD, but for some reason, always think, "Oh, we're not in a flood zone, so we're in no danger of flooding.. why buy flood insurance?"
Floods, aren't covered under homeowners insurance policies — something many Katrina victims learned to their chagrin. The National Flood Insurance Program, [...]
September 24, 2007
- No Wind Coverage? Would You Take That Risk?
No Wind Coverage? Would You Take That Risk?
A small but growing number of homeowners are taking an extreme approach to insurance against hurricane winds: They're going "bare" — doing without the coverage entirely.
While the option of doing without wind coverage is generally limited to people who don't have mortgages — banks typically require borrowers to [...]
August 22, 2007
- Homeowner Insurance: Read the Fine Print
Homeowner Insurance: Read the Fine Print
A growing number of homeowners are facing sharply higher costs as more insurers change how they calculate deductibles, especially for damage caused by windstorms and other natural events.
The newer method of figuring deductibles is based on a percentage of the insured value of your home — typically between 1% [...]
August 3, 2007
- Homeowner's Insurance - Never Be Without It
Homeowner's Insurance - Never Be Without It
Owning a home is everyone's dream. A home is a big investment, therefore it is imperative to ensure that your dream house is protected against any disaster or calamity. Homeowner's insurance is the most popular way to protect your investment when any unforseen incidents occur with your home.
Nature [...]
July 22, 2007
- Bad Credit? Insurers Will Make You Pay
Bad Credit? Insurers Will Make You Pay
By now you know that you need to keep tabs on your credit history to make a good impression on lenders, landlords and employers. But did you know that your home insurer is also looking?
In most states they're allowed to use your credit information to formulate premiums - and [...]
July 14, 2007
- Swimming Pools: Improve Your Real Estate Value
Swimming Pools: Improve Your Real Estate Value
Summer is here and the temperatures are soaring everywhere. During the dog days of summer, there is nothing more refreshing than taking a dip in your own in-ground pool. An in-ground pool not only adds value to your real estate, a swimming pool provides year-round entertainment and enjoyment [...]
